Topic | Home loans | The Sydney Morning Herald

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Home loans

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What keeps CBA’s boss awake at night? It isn’t stressed borrowers

What keeps CBA’s boss awake at night? It isn’t stressed borrowers

Any board that ticks off a share buyback and a higher dividend payout ratio is sending a message that it is not concerned about the strength of its franchise.

  • by Elizabeth Knight

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Why the time is ripe to ask for a discount on your mortgage

Why the time is ripe to ask for a discount on your mortgage

Existing borrowers are currently in pole position to negotiate discounts on their mortgages as lenders fight to keep customers.

  • by John Collett
Mortgage arrears set to increase even if rates stay on hold

Mortgage arrears set to increase even if rates stay on hold

Mortgage arrears levels have not risen by as much as expected, but they are likely to ratchet up in coming months.

  • by John Collett
‘Backs against the wall’: Life in Sydney’s most mortgaged suburb

‘Backs against the wall’: Life in Sydney’s most mortgaged suburb

Working around the clock, taking on second jobs, spending less on necessities and having fewer children. What else can homeowners here do?

  • by Tawar Razaghi
New schemes helping first home buyers despite soaring prices
Analysis
Analysis

New schemes helping first home buyers despite soaring prices

Determined home buyers can still find their way into the market with careful planning and the help of some new government schemes.

  • by Hannah Farrow
I can afford a house, but the mortgage concerns me. Should I rent instead?

I can afford a house, but the mortgage concerns me. Should I rent instead?

It’s certainly reasonable to be cautious about the amount you borrow, but staying out of the housing market could cost you.

  • by Paul Benson
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Three ways to use your offset account to beat rate rises
Opinion
Opinion

Three ways to use your offset account to beat rate rises

By being creative with how you use your offset account you could slash thousands from your mortgage repayment bill.

  • by Nicole Pedersen-McKinnon
Apartment owners face strata fee increases of 20 per cent as costs soar
Analysis
Analysis

Apartment owners face strata fee increases of 20 per cent as costs soar

Levies have risen over the past year as the costs of insurance, utilities and repairs and maintenance outstrip even the rapid rise in inflation.

  • by John Collett
Just in time, lenders are freeing borrowers from ‘mortgage prison’
Opinion
Opinion

Just in time, lenders are freeing borrowers from ‘mortgage prison’

Big banks and other lenders are, thankfully, rethinking their mortgage “stress tests” that left refinancers trapped.

  • by Nicole Pedersen-McKinnon
The graph that shows stressed property owners may be starting to crack

The graph that shows stressed property owners may be starting to crack

There has been an unseasonal increase in the number of homes for sale, as soaring mortgage repayments stretch some households’ finances beyond what they can manage.

  • by Elizabeth Redman
This simple switch could help you pay off your mortgage quicker
Analysis
Analysis

This simple switch could help you pay off your mortgage quicker

Though most borrowers in Australia opt for monthly home loan repayments, making repayments fortnightly instead could provide greater savings.

  • by Caterina Hrysomallis